What Is the Total Supply of XRP?
The total supply of XRP is 100 billion tokens—no more will ever be created. If you've ever asked yourself, "what is the total supply of XRP," it's a critical number to understand for anyone interested in this major cryptocurrency. In this guide, we’ll explain the basics of XRP’s token supply, how much is actually in circulation, how escrow works, and how these factors can impact investment decisions.
Read on to learn how supply shapes the XRP ecosystem, from its set limits to monthly releases and price implications. You'll also find frequently asked questions and a quick comparison to other major cryptocurrencies.
What Is the Total Supply of XRP?
The total supply of XRP was fixed at the network’s launch: exactly 100,000,000,000 (100 billion) XRP. There is no way for anyone to create more XRP—this has been algorithmically set since day one. The current circulating supply, as of November 2025, stands at approximately 60.17 billion XRP. The remaining tokens are mainly held in escrow or by early stakeholders.
OKX provides users with real-time XRP data, sourcing figures directly from the XRP Ledger (XRPL) and other reputable sources. This ensures accuracy for traders, investors, and anyone monitoring XRP supply dynamics.
Breakdown: Circulating vs. Total Supply
- Total Supply: The absolute maximum—100 billion XRP.
- Circulating Supply: The amount available on the open market and tradeable—about 60.17 billion XRP (2025).
- Escrowed/Account-Held: XRP locked in escrow or held by Ripple/founders, not immediately available.
Circulating supply refers to the tokens that are accessible for buying, selling, or trading across exchanges. This figure can fluctuate slightly with monthly releases from escrows. Total supply, however, never changes.
💡 Pro Tip: Circulating supply better reflects how much XRP can impact market prices in the short term.
How XRP Supply Works
XRP’s tokenomics are designed for transparency and liquidity. Unlike Bitcoin, whose supply grows slowly via mining, the entire XRP supply was created all at once at network launch. This immutable number—100 billion—means there’s no risk of unexpected inflation.
A significant portion of XRP is held in escrow accounts, largely controlled by Ripple, the for-profit company using XRP for cross-border payments. These escrows help manage the release of XRP into circulation year after year.
Today, most of the uncirculated XRP is either locked in Ripple’s escrow or held by founders and certain early stakeholders. No matter who holds it, the total number of XRP cannot be increased.
OKX ensures that it only lists XRP tokens available to trade—that is, the true circulating supply—giving investors clear and reliable data.
Escrow System and Token Release
Ripple has placed the majority of its XRP holdings in a series of time-locked escrow contracts, releasing 1 billion XRP each month. Any portion not sold is put back into a new escrow. This strategy adds predictability and prevents sudden large sell-offs, supporting price stability.
Who Holds the Most XRP?
- Ripple Labs: Manages escrows and holds significant reserves
- Founders (e.g., Chris Larsen, Jed McCaleb): Early allocations, some now distributed or donated
- Exchanges: Such as OKX, hold XRP on behalf of traders and institutions
- Public: Regular users and investors
You can verify these holdings using blockchain explorers and the official XRPL monitor.
💡 Pro Tip: Consider supply unlock schedules when planning large trades or long-term investments.
How XRP Supply Impacts Price and Investment
A fixed total supply provides investors with clarity: no additional XRP will dilute your holdings. However, the monthly release from escrow and the percentage of XRP in circulation can influence market prices.
If more XRP enters circulation (from escrows), supply increases and, all else equal, could put downward pressure on price. On the other hand, as tokens are permanently destroyed via transaction fees, overall supply can shrink very slowly, adding a deflationary touch.
Some regard XRP as inflationary due to regular releases, while others see it as deflationary since no new tokens are created and some are burned. Studying both the total supply and monthly unlocking schedule is key for any investor.
OKX helps traders stay informed with up-to-date XRP prices, supply statistics, and transparent listing of tradeable coins. This data-driven approach can help guide buy/sell decisions and risk management.
XRP Supply vs. Other Cryptocurrencies
To understand XRP’s unique model, let’s see how it stacks up against major coins:
| Coin | Total Supply | Circulating Supply | Notes |
|---|---|---|---|
| Bitcoin | 21,000,000 | ~19.7 million | Hard cap, slow mining |
| Ethereum | Unlimited | ~120 million | No fixed cap, but annual limit |
| XRP | 100,000,000,000 | ~60.17 billion | All created at launch, escrowed |
| Cardano | 45,000,000,000 | ~35 billion | Capped, slow emission |
Comparatively, XRP’s large total supply was intended for high liquidity and support of global financial services. In contrast, Bitcoin’s hard cap focuses on digital scarcity, while Ethereum’s supply remains flexible to network needs.
OKX’s platform lets you view and compare multi-coin data, helping you understand where XRP fits in the broader crypto landscape.
Is XRP Supply Inflationary or Deflationary?
XRP features both deflationary and controlled inflationary mechanics.
- Deflationary: Every XRP transaction incurs a tiny fee, which is permanently destroyed (“burned”), reducing total supply over time.
- Controlled Inflation: Ripple’s monthly escrow releases add to the circulating supply, potentially increasing downward pressure on price.
In practice, the number of XRP burned each year is far less than what’s unlocked, so the net supply trend is slightly inflationary, but capped—all while moving toward higher circulation and utility.
Frequently Asked Questions
What is the current circulating supply of XRP?
As of November 2025, the circulating supply of XRP is about 60.17 billion tokens. This figure increases gradually each month as new XRP is released from escrow.
Can the total supply of XRP increase?
No, the total supply of XRP is permanently set at 100 billion. There’s no mechanism for inflation or minting more tokens.
How often is XRP released from escrow?
Ripple releases up to 1 billion XRP from escrow each month. Unused tokens are returned to new escrows, maintaining predictable supply growth.
Why was so much XRP created?
XRP was designed with high liquidity in mind to facilitate global payments and remittances. The large supply enables low transaction fees and high throughput.
How does XRP supply affect its price?
Since XRP’s total supply is fixed, price depends on how much is circulating. Escrow releases and eventual scarcity can influence price movement and holder value.
Conclusion
Understanding XRP’s total supply—fixed at 100 billion—gives investors valuable clarity. About 60.17 billion XRP are circulating, with the rest released by predictable monthly escrows. While transaction fee burning provides a small deflationary effect, most new circulation results from scheduled releases, so supply management is transparent and capped.
Key takeaways:
- XRP’s total supply is immutably fixed—no new tokens can be created
- Circulating supply grows predictably due to escrow releases
- Investors should monitor supply to gauge price potential
- For live XRP data and secure trading, check out OKX or their official XRP stats
Ready to take the next step? Learn more about XRP or start trading on OKX, where transparency and security come first.
Cryptocurrencies are volatile, and trading or investing in digital assets involves risk. Always do your own research and follow security best practices. Never invest more than you can afford to lose.